Small business loan

This loan product is designed for those who already have a business and need access to working capital or to capital for expanding their business, but cannot be enrolled in the Small Loan Program or want to be graduated from the Small Loan program. The product supports both women and men with small and medium scaled businesses

Key Features

Member Admission fees

Applicable

Loan Processing Fees

Applicable

Loan Verification Fees

Applicable

Frequency of meeting

No Meeting

Interest of savings

Not Applicable

Type of loan product

Small Business Loan to Individual (both male & female)

Loan size (1st cycle)

KSH 50,000 - 100,000

Loan duration

5 months and 10 months

1st loan disbursement

After one week

Loan increment each cycle

Up to KSH 50,000

Service charge/Interest Rate

Applicable

Mode of repayment

Weekly/Monthly

1st installment

After one week/After one Month

Number of installment

20 weeks / 5 months or 40 weeks / 10 months

Installment

5 months weekly/monthly OR 10 months weekly/monthly

Advance installment

Not applicable if it is monthly for 5 months