Small loan

This product aims at empowering women who have small businesses of low income. The individual business-women interested in this product must be willing to form a group of between 15 to 30 members, however they can start with five members but increase the number to be able to get the small loan.

Key Features

Member Admission fees


Processing Fees


Verification Fees


Frequency of meeting


Type of loan product

Group based small loan with individual liability (female  only)

Loan size (1st cycle)

KSH 10,000 - 30,000

Loan duration

6 months and 10 months

1st loan disbursement

After two weeks

Loan increment each cycle

Maximum KSH 25,000

Service charge/Interest Rate


Mode of repayment


1st instalment

After one week

Number of instalment

25 for 6 months loan and 40 for 10 months loan

Advance instalment

Up to last 8 instalments